See how small daily spending adds up over the years — and what that money could have been worth if invested instead.
When you spend money on one thing, you give up the benefit you could have gained by using it elsewhere. Spending ₹50 on tea daily means giving up what that money could have grown into if invested over time.
This calculator uses 10% annual return as the baseline — roughly reflecting the long-term average return of Indian equity markets. It is not guaranteed, but it is a reasonable benchmark for comparison.